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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:I am an American living in Spain who travels back to the states quite often for short stays. How many times can I purchase your insurance during a calendar year? I want to avoid not being eligible because I have used the insurance plan for more than 60 days out of the calendar year etc.

A:
Thank you for contacting Insubuy for your insurance needs. There is no limit to the number of times you can purchase a plan. If you reside in Spain and visit the US you can purchase a plan each time you visit. If you have additional questions please feel free to contact our office.
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Q:Hi I wanted to find out more about what this offers and the benefits of it https://www.insubuy.com/exchangeguard/exchange-visitors-insurance/

A:
The plans in the International Student Insurance section are the plans you would be eligible for.
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Q:I was looking for a visitors insurance last week and it was $100 less than what i am seeing today for the same package, same deductible and same duration .Is there a way for me to get the rate that i saw last week ?

A:
There have not been any rate changes to any policies in the last week so the rates should be the same last week as they are now. The only way the rate would differ is if the criteria is not the same now that you were entering last week. If you have any additional questions please contact our office.
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Q:my parents. 69/68 are visiting end of May for 6 months.. my mother has heart conditions, but has a wellness fitness certificate from the doctor. She had the heart condition back in 2010 and nothing after that which affordable insurance would you recommend.

A:
There are two types of plans available, either Fixed or Comprehensive coverage plans. The Fixed coverage plans will pay a fixed amount as per the schedule of benefits. The comprehensive coverage plans will pay a percentage of the cost after the deductible has been met. Based on the information provided we would recommend either the Atlas America or the Patriot America Plus plans. Please view the links provided below to view the plan options and purchase. You may also purchase over the phone by contacting our office at (866) INSUBUY.
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Q:My parents. 69/68 are visiting end of May for 6 months.. my mother has heart conditions, but has a wellness/fitness certificate from the doctor. She had the heart condition back in 2010 and nothing after that... which affordable insurance would you recommend.

A:
Thank you for contacting Insubuy for your insurance needs. There are two types of plans available, either Fixed or Comprehensive coverage plans. The Fixed coverage plans will pay a fixed amount as per the schedule of benefits. The comprehensive coverage plans will pay a percentage of the cost after the deductible has been met. Based on the information provided we would recommend either the Atlas America or the Patriot America Plus plans. Please view the links provided below to view the plan options and purchase. You may also purchase over the phone by contacting our office at (866) INSUBUY.
{{currentOrigin}}/answers/visitors-insurance/visitors-insurance-heart-condition-affordable-45530/

Q:My Father (Age 65) and Mother (Age 55) are visiting USA from Bangalore, India. They are arriving on May 20th, 2019 and returning on June 18th, 2019. I am a resident of Maryland, USA. When I search for insurance plans with these details on your website, the choices seem to be very limited. Only 4 policies are showing, of which 3 are Atlas. Is there a reason why plans like Patriot America Plus are not available? Also, from other websites I see that there is a Maryland address restriction on Atlas plans but your website does not seem to caution me about this. Can you please help me buy a good insurance plan?

A:
The Patriot Plans have a restriction for Maryland. Anyone coming to Maryland would not be eligible for the Patriot Plans. Atlas only has a physical presence restriction, which states they would not be eligible for the Atlas plans if they we are physically in Maryland at the time of application. As long as you purchase the Atlas plan before they arrive they will have coverage in Maryland as well as anywhere outside their home country. All of this type of information can be found under each plans Geographic restrictions link. If you have any additional questions please let us know.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

Did you know?

Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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