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Ask Our Specialists

All questions are answered by U.S. based licensed and experienced insurance professionals.

Q:inquiry insurance Dear Sir/Madam, I need to buy one month insurance to cover the possible medical expenses of my first month stay in US. I hold J1 visa, and I only need to buy the insurance for the coming July. Your company was recommended by the institute which I will work for. Please advise which product will meet the requirements and please send the quotation to me. Please refer the insurance requirements in the attachment. Please reply me ASAP. Thank you!

A:
Thank you for your interest in purchasing the J1 visa health insurance. Please look at Patriot Exchange Program, available at /patriot-exchange-program-insurance/ It meets the standards requirements set by U.S. Department of State for J1 visa insurance. It also meets the requirements as set forth in your institute’s form. You will find all the details about the plans on that web page, including benefits and price. You can make an instant purchase online. If you have any additional questions, please feel free to contact us at any time.
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Q:Health insurance for new immigrants to Canada I am looking at a family plan that will cover us for 4 months from 14th July 2012.We are new immigrants to Canada.Our Ontario Health Insurance Plan will kick in 3 months after 14th July.Depending on the premium,I might take it for 1 year. The insurance must cover both outpatient + hospitalization,prescription drugs,dental and eye care.It must also cover pre-existing conditions. It must be valid in Canada. My age,male 52 years.My wife is 48 years.Our daughter is 11 years Thanking you

A:
There is no such plan that would cover pre-existing conditions and dental/vision for new immigrants. For that, you will have to wait until your provincial healthcare kicks in. You can purchase a plan that would cover any new medical conditions, injuries or accidents that may occur after the effective date of the policy. Please let me know if you would like to buy such plan. Please give me a quote for a plan(for 4 months) that covers new medical conditions. Thanking you Also, I need to know what policy maximum you would like such as $50K, $100K, $500K, $1 Million or more. What your preferred deductible would be: $0, $100, $250, $500, $1,000, $2,500 etc. 1.The ages are, myself male 52 years,wife 48 years,daughter 11 years. 2.Maximum 500k 3.Deductible(per annum) $ 100 Thanking you I sent you the quotes by separate email.
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Q:Visitor insurance referred by a friend I am looking for Visitor insurance for my parents for 65 and 68 age yrs. please send us the email with plan details Thanks

A:
Thank you for your interest in purchasing visitors insurance for your parents. I suggest that you visit https://www.insubuy.com and enter your criteria. You will see all the details about all the plans we offer. You can compare them side by side and make an instant purchase online. If you have any specific questions, please feel free to contact us at any time. Thanks for the quick response. I have already reviewed the plans on your website. I am CA resident.I am interested in Atlas america plan. But the CA license disclaimer and Emergency benefit is shocking to me? Please let me know it would be ok to with this plan? Thanks CA matter is absolutely fine. Your parents are NOT residents of California but tourists to USA. Please read /travel-and-student-insurance-california-notice/ for further information. When you say “emergency benefit�, could you please clarify what exactly you mean? If you are still not comfortable with Atlas America, you can consider Liaison Continent, available at at /safe-travels-usa-comprehensive-insurance/ If you have any other questions, please feel free to contact us at any time. If something wrong happen in mid night? what we will do ? we definitely go to ER Room. If my parents wil not get hospitalised then Atlas america plan will not cover ER room charges? am I right ? Is this ER condition for hospitalisation applies to Liaison continent too ? Thanks for your answers! I suggest you read /what-is-visitors-insurance/ If you have any other questions, please feel free to contact us at any time.
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Q:Visitors insurance for parents How are you? This is *** and I am sure you remember me. I saw your email address from online reviews for the parents insurance visiting from India. I am looking for one and wanted to take your personal recommendation for what should I get for the insurance. There are several options on the web-link. Please let me know if you have recommendation or suggestion for some. Thanks! Talk to you soon!

A:
I certainly remember you very well. Thank you for your interest in purchasing visitors insurance for your parents. In order for me to give you a recommendation that is most suitable for you, I need various things like their age, travel dates and other details. Therefore, it would be the best if you can call our office at (866) INSU-BUY so that we can go over all that and suggest you the most suitable plan for you.
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Q:Medical insurance for cancer We need a medical insurance For my father.MY father is a cancer patient & we r the applicants of us by immigration visa. What documents you need &what is the policy??

A:
There is no plan available in the market that would cover his cancer.
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Q:Need Insurance for *** and Family Below are the details Last time when my parents visited me, we had taken some insurance, don't remember the name, but most of our doctors visits rejected the insurance. Now that we are with kids, we need something that should not get rejected. I wanted to try ICICI Lombard but I guess you are the best source to guide for insurance. I tried your website and it asks for Citizenship, My son is US citizen, if that helps in any case.

A:
It is definitely recommended that you purchase the insurance from the U.S. based company for wide acceptability and superior customer service. Please read /visitors-insurance-usa-india-comparison/ for more information. In your situation, Liaison Continent would be the most suitable plan, as one of your children have US citizen. It would cover all of you in the U.S. provided all of you live outside the U.S., temporarily visiting the U.S. and intend to go back outside the U.S. You can find all the information online at /safe-travels-usa-comprehensive-insurance/ You can also purchase it online right there. That is an excellent plan and I purchased the same plan when I visited India recently. If you have any other questions, please feel free to contact us at any time. I'm sorry I could not call you while in US. The two months went very fast, in fact I missed calling lot of other friends. so don't mind, and thank you for the insurance plans. We lived without worrying much about health and thankfully we didn't needed any doctor as there were no health issues with any of us. Next time we will take same plan and will definitely touch you. Thank you for getting back to me. I understand vacation time goes by very fast. I am glad that everything worked out good regarding the insurance. Please feel free to contact us at any time.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.

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Prices are regulated by law.

You cannot find a lower price anywhere for the same product.

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Why buy insurance from Insubuy?

Same Price. Better Service.®

There are many advantages in purchasing from Insubuy and no disadvantages.

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Visiting USA?

Healthcare costs are very high in the U.S.

Buy U.S. based visitors insurance and enjoy your trip.

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Traveling abroad?

Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?

Purchase travel medical insurance that includes emergency medical evacuation.

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New immigrant to USA?

You are not eligible to enroll in Medicare for the first 5 years.

Purchase new immigrant medical insurance to bridge the gap.

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Going on a vacation?

You could lose your non-refundable trip costs if you had to cancel your trip.

Buy a trip cancellation insurance package plan and be worry-free.

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Are you an exchange visitor to USA?

The U.S. Department of State requires all J visa holders to purchase compliant insurance.

Buy J visa medical insurance to meet your requirements.

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Traveling to Europe?

Schengen countries require most non-US citizens to purchase Schengen visa insurance.

Make an instant purchase online and get instant visa letter.

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Traveling frequently throughout the year?

You don't need to purchase travel insurance for every trip.

Purchase annual multi trip travel insurance for your travels.

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International student in the U.S.?

Most schools require international students to purchase health insurance.

Purchase international student health insurance that meets most school requirements.

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